For most businesses, people are their most valuable asset.  This “human capital” asset is comprised of three components: skills, motivation, and health. As such, businesses have a direct stake in protecting the health of their workers, while simultaneously reducing total health benefits expenditures. This Health as Human Capital concept underlies all HCMS services, and is what makes us different.

Researchers in the fields of Behavioral and Health Economics have long shown that spending for health and medical services is greatly influenced by financial incentives. In today’s tough economic climate, it’s time to dig in and make some difficult — and sometimes disruptive — changes to how employers provide health benefits.

HCMS will help you create your own healthcare reform, with incentives that optimize the value of your human capital. Our powerful Data Analytics  make it possible to understand human capital risk in ways previously unattainable. KnovaSolutions, our unique clinical prevention service, addresses the needs of your high-risk workers and families — the 5% who use more than 50% of all benefit dollars.

The HCMS strategy is as good for employees as it is for employers. It says we value you, and we need you on the job. It requires challenging long-held assumptions about benefits design, but a significantly new approach is the only way to tackle soaring health benefit costs. We’ll help you get the incentives right!