Author Archives: Hank Gardner, M.D.

Video 5 of Hank Gardner’s Series: Human Capital Risk Index — Population Risk Stratification

In order to manage risk, you need to be able to predict it. Health benefit costs continue to rise at an unsustainable rate. Thirty to forty percent of costs are driven by over-utilization and waste. This waste cannot be analyzed with reactive cost reports and analytics; you need a comprehensive, predictive risk assessment. HCMS Group’s… Continue Reading

Video 4 of Hank Gardner’s Series: The 5% of employees driving over 50% of benefit costs

Population Turnover in the “5% Group” Earlier videos have demonstrated how 5% of an employee population is driving over 50% of benefit costs. Hank Gardner’s fourth video focuses on the management opportunity of understanding that people migrate in and out of this 5% high-risk/cost group. This video answers the following questions: How is “the 5%”… Continue Reading

Video 3 of Hank Gardner’s Series: Which benefits are driving your company’s cost waste?

Employee Population Risk Stratification with an Integrated Benefits View As we have presented in earlier videos, we know that 5% of employees drive over 50% of a company’s health benefit costs, but which benefits are driving the most cost and waste? Watch the third video in Dr. Hank Gardner’s “New Thinking Paradigm” Series to hear his… Continue Reading

Video 2 of Hank Gardner’s New Thinking Paradigm Series

    Dr. Harold (Hank) Gardner is the founder and CEO of HCMS Group. His 40+ years of experience in healthcare delivery, health economics, and health professions education coupled with the use of HCMS’s unmatched Research Reference Database (RRDb) fuels his “new thinking” disruptive solutions for the healthcare cost and quality problem. Dr. Gardner’s second… Continue Reading

Hank Gardner’s New Thinking Paradigm Series – Video 1

    Dr. Harold (Hank) Gardner is the founder and CEO of HCMS Group. His 40+ years of experience in healthcare delivery, health economics, and health professions education coupled with the use of HCMS’s unmatched [tippy title=”Research Reference Database (RRDb)”]The Research Reference Database (RRDb) is HCMS Group’s proprietary database used for all of our services.… Continue Reading

One Size WON’T Fit All

Successful Companies Will Be the Ones that Design their Own Health Care Reform Model With the federal government preparing to mandate an Essential Health Benefits (EHB) package, companies are going to have to get creative. If they fall prey to EHBs, costs will continue to rise. The successful companies will be the ones that wrangle… Continue Reading

Incentives Matter – Ask Primary Care Physicians

The article “A Family Doctor Looks to Retire, but Finds No One to Take Over” strikes at the root of our current healthcare access, quality and cost problem on two fronts.  One of our five economic truths about healthcare is “what gets paid for get’s done” and insurance reimbursement for preventive and cognitive care makes… Continue Reading

Yes, Healthcare Reform is About Jobs!

This week, Wyoming governor Matt Mead signed into law new legislation that moved the Wyoming Healthcare Reform model into Phase 2.   We had a significant role in the design of the new model, which connects access to health insurance with jobs and carries a premium that is roughly 30% less than the current Medicaid premium cost the state pays. Continue Reading